Roofing 101

Roofing 1012023-04-11T20:21:43+00:00

Your home is the place that provides you and your family comfort, security, and a pleasant retreat to a personal oasis. We protect what matters most, including the integrity of your structure. Your home’s exterior is subject to wear and tear, storm degradation, and damage, and your roof is no exception.

My insurance carrier denied my claim, and I have damage. What other options do I have?2023-01-12T15:47:23+00:00

It is not uncommon for insurance carriers to deny and approve many claims. However, as a policyholder, if a claim is denied and the damage does in fact exist there are several options to explore. If this has occurred to you, please call us immediately so we can help.

Will filing a claim on my homeowner’s insurance increase my premiums?2023-01-12T15:47:01+00:00

Homeowners’ insurance premiums are determined annually by insurance carriers that evaluate their risk by zip code each year. Filing a claim due to ‘an act of God’ (hail, wind, other storm events), does not cause a direct increase to a single homeowner’s insurance premium.

Why should I not be concerned about getting multiple contractor estimates for a roof replacement through insurance?2023-01-12T15:46:42+00:00

While shopping around and getting estimates is common for retail out-of-pocket projects, it is unnecessary for insurance-approved projects as the insurance carriers determine and provide a total fair market value estimate to be paid for your roofing contractor to complete the project.

What should I look for in a roofing contractor?2023-01-12T15:46:24+00:00

Certifications such as National Roofing Contractors Association, GAF, and the Better Business Bureau are all good areas to start exploring reputable roofing contractors. Most importantly, working with a knowledgeable, transparent, and responsive contractor will go a long way toward making your roof project a success.

When should I have my roof inspected?2023-01-12T15:46:08+00:00

It is highly recommended that homeowners have their roofs inspected immediately after inclement weather, especially if high winds and hail occur. It is also encouraged to have your roof and roofing system regularly maintained, such as gutter cleaning and caulk and sealing exposures and flashings.

How long will it take to install my new roof?2023-01-12T15:45:51+00:00

While a new roof installation process typically takes 1-3 days after materials are delivered, the insurance process can take several weeks or more for the insurance carrier to complete their assessment and approval.

If I file an insurance claim and it is approved, how much will it cost?2023-01-12T15:45:25+00:00

Every homeowner’s insurance policy is different, but your insurance deductible is generally the only out-of-pocket cost for an insurance claim.

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